Fifth third bank routing number evansville in

August 25, 2021 / Rating: 4.7 / Views: 838

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Sears mastercard login scotiabank

Last year, Chase bank terminated its agreement with Sears Canada and shortly after that, Scotiabank purchased/owned Sears credit card holders' portfolios. Months later, Scotiabank started sending new credit cards to Sears customers,but mine didn't change. In their new given card which I don't have,they replaced the logo and put theirs into new issued Sears credit card. I phoned them and they told me that it will eventually be released for all Sears credit card holders. Last month, I was checking my online Sears account and everything was normal. My credit limit was 2000 bucks from the beginning and that had no change. Since interest free financial instalment policy of Sears after owning by Scotiabank has been cancelled, I had no interest to purchase from Sears anymore. Today, I have received a letter as a notice in which I have been told that my Sears credit card will be closed. I also noticed during answering machine before talking with one of the agent that my credit limit was decreased to 500 bucks without notice within last month! I called their given phone in the letter for further clarification and the agent told me that I am in good/healthy mode but due to change in bank's internal policy,they will close my credit card next month. I was told that this letter is given to many people. When I insisted what is the reason behind this closing policy,he advised me that I should go in person to their branches and talk directly for clarification(That I doubt to have persuasive explanation)! Now I want to know that act may affect my credit score as well? The only reason that comes to my mind is that I have no bank relationship with Scotiabank and they may get no profit out of those Sears credit card holders who have no relationship with this bank,so it started to tighten up itself! Scotia is old school, you have to go into the branch to get anything done. I would go in and see if they can switch you to another card to transfer your credit history. Don't be surprised if that's not possible and they just try to sell you a card with a fat fee. Personally I love their Scotia Amex Gold but you need to spend enough on restaurants, gas and entertainment to make it worthwhile. EDIT: I recently discovered you can update your Scotiabank credit card by calling their credit card departments. I am a long time Scotia client as well with multiple products. You can make changes like cancel, switch to other products etc. We use the card religiously and now they're saying they're closing it and won't give me a reason as to why. We never got an updated card from Scotiabank either.. I am quite surprised to read the posts here about account closings. I received the letter last week to switch to the new Scotia Momentum MC that is replacing my Sears MC by calling Scotia at the number provided. The notice stated that if I didn't reply with a certain time (I think a month) the account will be closed. Well, I called in and was informed that my new card will be mailed to me. It still has the 0% foreign transaction fee and all purchases are 1%(gas, grocery, drugstore and reoccuring bills) and 0.5% everything else. It's a good card to keep for no annual fees similar to Amazon Visa for the foreign fees savings but that is it. I don't understand why some are offered to keep the card and other not. Maybe as suggested by OP, it has to to with having an exisiting relationship with Scotia and not the usage of the card? I rarely used it but I am a long term client of Scotia with multiple product lines. I had a sears mastercard since forever, and was given the scotia momentum card to replace it. Previously had only used the Sears card for US purchases to avoid the 2.5% foreign exchange fees, and in the meantime, I had got the Amazon visa specifically for that purpose. I was surprised that the scotia momentum didn't have foreign exchange fees. Not sure if that is for all scotia momentum cardholders, or only for those who were sears card holders and grandfathered in? Seemed odd to me, because I had been under the impression that only chase cards had 0 fnx fees. I had a sears mastercard since forever, and was given the scotia momentum card to replace it. Previously had only used the Sears card for US purchases to avoid the 2.5% foreign exchange fees, and in the meantime, I had got the Amazon visa specifically for that purpose. I was surprised that the scotia momentum didn't have foreign exchange fees. Not sure if that is for all scotia momentum cardholders, or only for those who were sears card holders and grandfathered in? Seemed odd to me, because I had been under the impression that only chase cards had 0 fnx fees. At the same time this card does not have features of other Momentum cards. It was grandfathered in as they said all features of the old Chase card would be kept. I don't understand why some are offered to keep the card and other not. Maybe as suggested by OP, it has to to with having an exisiting relationship with Scotia and not the usage of the card? I rarely used it but I am a long term client of Scotia with multiple product lines. I used it like crazy during the last month of chase. Got a limit increase offer from Chase and scotia gave me a new scotia mc soon after the transfer. The card is crap but since scotia grandfathered it in, I'm keeping it. Plus a big perk is that you can use it in Cuba while the chase amazon can't due to us santions. Scotia did say only cards that were active in the last 6 months and in good standing would be converted. I don't have any other scotia lines other than the basic black scene card and the ct options card used to pay tuition scotia might also be tracking where the card is used. My brother and I mostly use our card for card not present transactions online. I am a long time Scotia client as well with multiple products. Those earn scotia the most in interchange I am quite surprised to read the posts here about account closings. I received the letter last week to switch to the new Scotia Momentum MC that is replacing my Sears MC by calling Scotia at the number provided. As I went through Scotiabank website,they only provide Visa cards. My concern is that they decreased my credit limit from 2000 bucks to 500 bucks without any given notice in the last month. I only received a welcome letter last year while everybody's portfolios were transferring smoothly to the Scotiabank. I didn't see that type of card in their official website. When I called the costumer service number to ask why my account is getting closed, I found out that my credit limit has already gone down! The Scotia guy told me that on the phone:"We have the right to terminate your account at any time without further legal consequences. That is very insulting,because when I applied for the Sears mastercard, I made it through JP Morgan bank(Chase Bank) and in their opening account pamphlet that I had agreed with, I have not read that statement,and I didn't sign such an agreement. I didn't also give my agreement to Scotia bank to have that right to terminate my account,because I didn't get my credit card through them! It's like chocolate melting(My credit card) under the sun(Scotia bank) beams! Am I supposed to be a child to give them that right when I actually real carefully everything before signing? I should go to one of the branches to see why that happens,how they might resolve it. Fico(Credit score) will be dropped significantly when credit bureau sees that Scotia bank ceases account holder's credit card and drops hugely its credit limit! I am a long time Scotia client as well with multiple products. I am quite surprised to read the posts here about account closings. I received the letter last week to switch to the new Scotia Momentum MC that is replacing my Sears MC by calling Scotia at the number provided. As I went through Scotiabank website,they only provide Visa cards. My concern is that they decreased my credit limit from 2000 bucks to 500 bucks without any given notice in the last month. I only received a welcome letter last year while everybody's portfolios were transferring smoothly to the Scotiabank. I didn't see that type of card in their official website. When I called the costumer service number to ask why my account is getting closed, I found out that my credit limit has already gone down! The Scotia guy told me that on the phone:"We have the right to terminate your account at any time without further legal consequences. That is very insulting,because when I applied for the Sears mastercard, I made it through JP Morgan bank(Chase Bank) and in their opening account pamphlet that I had agreed with, I have not read that statement,and I didn't sign such an agreement. I didn't also give my agreement to Scotia bank to have that right to terminate my account,because I didn't get my credit card through them! It's like chocolate melting(My credit card) under the sun(Scotia bank) beams! Am I supposed to be a child to give them that right when I actually real carefully everything before signing? I am a long time Scotia client as well with multiple products. I should go to one of the branches to see why that happens,how they might resolve it. You don't need to give your consent for Chase/Scotia to have your account sold off or closed. I am quite surprised to read the posts here about account closings. I received the letter last week to switch to the new Scotia Momentum MC that is replacing my Sears MC by calling Scotia at the number provided. Fico(Credit score) will be dropped significantly when credit bureau sees that Scotia bank ceases account holder's credit card and drops hugely its credit limit! Doesn't matter that you didn't read the Scotia agreement, you automatically agreed to it by accepting the terms of your Chase card. The notice stated that if I didn't reply with a certain time (I think a month) the account will be closed. They will not likely do anything to resolve it other than offer to start an application for a new card. Seriously, this is the 3rd thread I've seen this in. Well, I called in and was informed that my new card will be mailed to me. It still has the 0% foreign transaction fee and all purchases are 1%(gas, grocery, drugstore and reoccuring bills) and 0.5% everything else. There's a big difference between a costumer and a customer. It's a good card to keep for no annual fees similar to Amazon Visa for the foreign fees savings but that is it. I don't understand why some are offered to keep the card and other not. Maybe as suggested by OP, it has to to with having an exisiting relationship with Scotia and not the usage of the card? I rarely used it but I am a long term client of Scotia with multiple product lines. Well,after calling the customer service representative,going in person to one of the branches,and having chat with bank credit bureau for further clarification,nothing explained/done yet. I have been told that they don't know why this closing account happens and they have no info of that! Today, I emailed to the president of Scotia bank as my next move. Funny things: 1)In branch, I have been told that Scotia bank terminated its agreement with Master card and they no longer give it to customers. In chat,the customer credit representative told me that Scotia will issue new Momentum Master card soon for everybody(but not me)! 2)In branch, I was told that my Sears two year credit history won't be damaged if Scotia bank closes my account. In chat, I was told that my credit score will be badly affected! 3)In branch, I was told to contact with Trans union to see what happened! In chat, I was told to speak with JPMorgan credit bureau! 3)I don't use my credit limit fully or even half of it. That seems nobody knows what is happening and they seemingly hit me like a ping-pong ball! Every now and then statement out of 00 monthly credit limit is used almost about 150-300 bucks. What I believe to be true: 1)I have no relationship with Scotia bank. Not lavish spending may not pleasant to the bank(I have been told in branch off the record)! I was told Chase cardholder services are still handling all card inquiries for the sears mastercard by a scotia rep on fb messenger. I was wondering why did they send me yet another card lol. Well,after calling the customer service representative,going in person to one of the branches,and having chat with bank credit bureau for further clarification,nothing explained/done yet. I have been told that they don't know why this closing account happens and they have no info of that! Today, I emailed to the president of Scotia bank as my next move. Funny things: 1)In branch, I have been told that Scotia bank terminated its agreement with Master card and they no longer give it to customers. In chat,the customer credit representative told me that Scotia will issue new Momentum Master card soon for everybody(but not me)! 2)In branch, I was told that my Sears two year credit history won't be damaged if Scotia bank closes my account. In chat, I was told that my credit score will be badly affected! 3)In branch, I was told to contact with Trans union to see what happened! In chat, I was told to speak with JPMorgan credit bureau! 3)I don't use my credit limit fully or even half of it. That seems nobody knows what is happening and they seemingly hit me like a ping-pong ball! Every now and then statement out of 00 monthly credit limit is used almost about 150-300 bucks. What I believe to be true: 1)I have no relationship with Scotia bank. Not lavish spending may not pleasant to the bank(I have been told in branch off the record)! I was told Chase cardholder services are still handling all card inquiries for the sears mastercard by a scotia rep on fb messenger. I was wondering why did they send me yet another card lol. I was told Chase cardholder services are still handling all card inquiries for the sears mastercard by a scotia rep on fb messenger. I was wondering why did they send me yet another card lol. I posted on their Facebook page and scotia told me to send them a pm and when I did the Scotia rep told me to ask Chase cardholder services for my question. i was wondering why did i get sent a 2nd scotia card. Only a ING account that sits collecting dust with only 100 dollars in it. She told me Scotia reps can't access our files still. And a black scene card along with a ct options mastercard. i have the same card and no relationship with Scotiabank. I have a 36 month payments for appliances I bought from Sears (2 more years remaining) and have used the card heavily when traveling to US in the past few months (because of no currency conversion fees). I have not had any changes on the account since transferring to Scotiabank and have even had the credit limit increase offer by them. As some have commented, Scotiabank does not have MC in its Momentum offering, so Chase has probably sold the card business to Scotia, once Sears has separated from Chase, because Chase has realized that they don't have much interest, or financial justification to keep that business anymore and have done it underpriced, which is probably the only reason why Scotiabank has accepted to take it over. Since then, they have probably decided to shut most of it down (because they don't have to keep it if they don't find it financially beneficial to them), except for a small number of customers who did use the card a lot and have been giving back enough to BNS in form of spending with their sponsors, or could not terminate the card, because of the deferred monthly payments, like in my case. So, they are probably going to get out of the Sears/Chase MC business completely as soon as they can and will in the process probably try to attract the premium customers to switch to the other Scotia cards, while just getting rid of those that are not of much value to them. Therefore, there is nothing wrong with you specially, they just don't have interest in keeping you as a customer, so as said before, you will just waste your time, because most of the CSRs you would talk to, would have no clue of the real reason and the ones above them that know, they will never tell you the actual reason, if my guess is correct. Last year, Chase bank terminated its agreement with Sears Canada and shortly after that, Scotiabank purchased/owned Sears credit card holders' portfolios. Months later, Scotiabank started sending new credit cards to Sears customers,but mine didn't change. In their new given card which I don't have,they replaced the logo and put theirs into new issued Sears credit card. I phoned them and they told me that it will eventually be released for all Sears credit card holders. Last month, I was checking my online Sears account and everything was normal. My credit limit was 2000 bucks from the beginning and that had no change. Since interest free financial instalment policy of Sears after owning by Scotiabank has been cancelled, I had no interest to purchase from Sears anymore. Today, I have received a letter as a notice in which I have been told that my Sears credit card will be closed. I also noticed during answering machine before talking with one of the agent that my credit limit was decreased to 500 bucks without notice within last month! I called their given phone in the letter for further clarification and the agent told me that I am in good/healthy mode but due to change in bank's internal policy,they will close my credit card next month. I was told that this letter is given to many people. When I insisted what is the reason behind this closing policy,he advised me that I should go in person to their branches and talk directly for clarification(That I doubt to have persuasive explanation)! Now I want to know that act may affect my credit score as well? The only reason that comes to my mind is that I have no bank relationship with Scotiabank and they may get no profit out of those Sears credit card holders who have no relationship with this bank,so it started to tighten up itself! Scotia is old school, you have to go into the branch to get anything done. I would go in and see if they can switch you to another card to transfer your credit history. Don't be surprised if that's not possible and they just try to sell you a card with a fat fee. Personally I love their Scotia Amex Gold but you need to spend enough on restaurants, gas and entertainment to make it worthwhile. EDIT: I recently discovered you can update your Scotiabank credit card by calling their credit card departments. I am a long time Scotia client as well with multiple products. You can make changes like cancel, switch to other products etc. We use the card religiously and now they're saying they're closing it and won't give me a reason as to why. We never got an updated card from Scotiabank either.. I am quite surprised to read the posts here about account closings. I received the letter last week to switch to the new Scotia Momentum MC that is replacing my Sears MC by calling Scotia at the number provided. The notice stated that if I didn't reply with a certain time (I think a month) the account will be closed. Well, I called in and was informed that my new card will be mailed to me. It still has the 0% foreign transaction fee and all purchases are 1%(gas, grocery, drugstore and reoccuring bills) and 0.5% everything else. It's a good card to keep for no annual fees similar to Amazon Visa for the foreign fees savings but that is it. I don't understand why some are offered to keep the card and other not. Maybe as suggested by OP, it has to to with having an exisiting relationship with Scotia and not the usage of the card? I rarely used it but I am a long term client of Scotia with multiple product lines. I had a sears mastercard since forever, and was given the scotia momentum card to replace it. Previously had only used the Sears card for US purchases to avoid the 2.5% foreign exchange fees, and in the meantime, I had got the Amazon visa specifically for that purpose. I was surprised that the scotia momentum didn't have foreign exchange fees. Not sure if that is for all scotia momentum cardholders, or only for those who were sears card holders and grandfathered in? Seemed odd to me, because I had been under the impression that only chase cards had 0 fnx fees. I had a sears mastercard since forever, and was given the scotia momentum card to replace it. Previously had only used the Sears card for US purchases to avoid the 2.5% foreign exchange fees, and in the meantime, I had got the Amazon visa specifically for that purpose. I was surprised that the scotia momentum didn't have foreign exchange fees. Not sure if that is for all scotia momentum cardholders, or only for those who were sears card holders and grandfathered in? Seemed odd to me, because I had been under the impression that only chase cards had 0 fnx fees. At the same time this card does not have features of other Momentum cards. It was grandfathered in as they said all features of the old Chase card would be kept. I don't understand why some are offered to keep the card and other not. Maybe as suggested by OP, it has to to with having an exisiting relationship with Scotia and not the usage of the card? I rarely used it but I am a long term client of Scotia with multiple product lines. I used it like crazy during the last month of chase. Got a limit increase offer from Chase and scotia gave me a new scotia mc soon after the transfer. The card is crap but since scotia grandfathered it in, I'm keeping it. Plus a big perk is that you can use it in Cuba while the chase amazon can't due to us santions. Scotia did say only cards that were active in the last 6 months and in good standing would be converted. I don't have any other scotia lines other than the basic black scene card and the ct options card used to pay tuition scotia might also be tracking where the card is used. My brother and I mostly use our card for card not present transactions online. I am a long time Scotia client as well with multiple products. Those earn scotia the most in interchange I am quite surprised to read the posts here about account closings. I received the letter last week to switch to the new Scotia Momentum MC that is replacing my Sears MC by calling Scotia at the number provided. As I went through Scotiabank website,they only provide Visa cards. My concern is that they decreased my credit limit from 2000 bucks to 500 bucks without any given notice in the last month. I only received a welcome letter last year while everybody's portfolios were transferring smoothly to the Scotiabank. I didn't see that type of card in their official website. When I called the costumer service number to ask why my account is getting closed, I found out that my credit limit has already gone down! The Scotia guy told me that on the phone:"We have the right to terminate your account at any time without further legal consequences. That is very insulting,because when I applied for the Sears mastercard, I made it through JP Morgan bank(Chase Bank) and in their opening account pamphlet that I had agreed with, I have not read that statement,and I didn't sign such an agreement. I didn't also give my agreement to Scotia bank to have that right to terminate my account,because I didn't get my credit card through them! It's like chocolate melting(My credit card) under the sun(Scotia bank) beams! Am I supposed to be a child to give them that right when I actually real carefully everything before signing? I should go to one of the branches to see why that happens,how they might resolve it. Fico(Credit score) will be dropped significantly when credit bureau sees that Scotia bank ceases account holder's credit card and drops hugely its credit limit! I am a long time Scotia client as well with multiple products. I am quite surprised to read the posts here about account closings. I received the letter last week to switch to the new Scotia Momentum MC that is replacing my Sears MC by calling Scotia at the number provided. As I went through Scotiabank website,they only provide Visa cards. My concern is that they decreased my credit limit from 2000 bucks to 500 bucks without any given notice in the last month. I only received a welcome letter last year while everybody's portfolios were transferring smoothly to the Scotiabank. I didn't see that type of card in their official website. When I called the costumer service number to ask why my account is getting closed, I found out that my credit limit has already gone down! The Scotia guy told me that on the phone:"We have the right to terminate your account at any time without further legal consequences. That is very insulting,because when I applied for the Sears mastercard, I made it through JP Morgan bank(Chase Bank) and in their opening account pamphlet that I had agreed with, I have not read that statement,and I didn't sign such an agreement. I didn't also give my agreement to Scotia bank to have that right to terminate my account,because I didn't get my credit card through them! It's like chocolate melting(My credit card) under the sun(Scotia bank) beams! Am I supposed to be a child to give them that right when I actually real carefully everything before signing? I am a long time Scotia client as well with multiple products. I should go to one of the branches to see why that happens,how they might resolve it. You don't need to give your consent for Chase/Scotia to have your account sold off or closed. I am quite surprised to read the posts here about account closings. I received the letter last week to switch to the new Scotia Momentum MC that is replacing my Sears MC by calling Scotia at the number provided. Fico(Credit score) will be dropped significantly when credit bureau sees that Scotia bank ceases account holder's credit card and drops hugely its credit limit! Doesn't matter that you didn't read the Scotia agreement, you automatically agreed to it by accepting the terms of your Chase card. The notice stated that if I didn't reply with a certain time (I think a month) the account will be closed. They will not likely do anything to resolve it other than offer to start an application for a new card. Seriously, this is the 3rd thread I've seen this in. Well, I called in and was informed that my new card will be mailed to me. It still has the 0% foreign transaction fee and all purchases are 1%(gas, grocery, drugstore and reoccuring bills) and 0.5% everything else. There's a big difference between a costumer and a customer. It's a good card to keep for no annual fees similar to Amazon Visa for the foreign fees savings but that is it. I don't understand why some are offered to keep the card and other not. Maybe as suggested by OP, it has to to with having an exisiting relationship with Scotia and not the usage of the card? I rarely used it but I am a long term client of Scotia with multiple product lines. Well,after calling the customer service representative,going in person to one of the branches,and having chat with bank credit bureau for further clarification,nothing explained/done yet. I have been told that they don't know why this closing account happens and they have no info of that! Today, I emailed to the president of Scotia bank as my next move. Funny things: 1)In branch, I have been told that Scotia bank terminated its agreement with Master card and they no longer give it to customers. In chat,the customer credit representative told me that Scotia will issue new Momentum Master card soon for everybody(but not me)! 2)In branch, I was told that my Sears two year credit history won't be damaged if Scotia bank closes my account. In chat, I was told that my credit score will be badly affected! 3)In branch, I was told to contact with Trans union to see what happened! In chat, I was told to speak with JPMorgan credit bureau! 3)I don't use my credit limit fully or even half of it. That seems nobody knows what is happening and they seemingly hit me like a ping-pong ball! Every now and then statement out of 00 monthly credit limit is used almost about 150-300 bucks. What I believe to be true: 1)I have no relationship with Scotia bank. Not lavish spending may not pleasant to the bank(I have been told in branch off the record)! I was told Chase cardholder services are still handling all card inquiries for the sears mastercard by a scotia rep on fb messenger. I was wondering why did they send me yet another card lol. Well,after calling the customer service representative,going in person to one of the branches,and having chat with bank credit bureau for further clarification,nothing explained/done yet. I have been told that they don't know why this closing account happens and they have no info of that! Today, I emailed to the president of Scotia bank as my next move. Funny things: 1)In branch, I have been told that Scotia bank terminated its agreement with Master card and they no longer give it to customers. In chat,the customer credit representative told me that Scotia will issue new Momentum Master card soon for everybody(but not me)! 2)In branch, I was told that my Sears two year credit history won't be damaged if Scotia bank closes my account. In chat, I was told that my credit score will be badly affected! 3)In branch, I was told to contact with Trans union to see what happened! In chat, I was told to speak with JPMorgan credit bureau! 3)I don't use my credit limit fully or even half of it. That seems nobody knows what is happening and they seemingly hit me like a ping-pong ball! Every now and then statement out of 00 monthly credit limit is used almost about 150-300 bucks. What I believe to be true: 1)I have no relationship with Scotia bank. Not lavish spending may not pleasant to the bank(I have been told in branch off the record)! I was told Chase cardholder services are still handling all card inquiries for the sears mastercard by a scotia rep on fb messenger. I was wondering why did they send me yet another card lol. I was told Chase cardholder services are still handling all card inquiries for the sears mastercard by a scotia rep on fb messenger. I was wondering why did they send me yet another card lol. I posted on their Facebook page and scotia told me to send them a pm and when I did the Scotia rep told me to ask Chase cardholder services for my question. i was wondering why did i get sent a 2nd scotia card. Only a ING account that sits collecting dust with only 100 dollars in it. She told me Scotia reps can't access our files still. And a black scene card along with a ct options mastercard. i have the same card and no relationship with Scotiabank. I have a 36 month payments for appliances I bought from Sears (2 more years remaining) and have used the card heavily when traveling to US in the past few months (because of no currency conversion fees). I have not had any changes on the account since transferring to Scotiabank and have even had the credit limit increase offer by them. As some have commented, Scotiabank does not have MC in its Momentum offering, so Chase has probably sold the card business to Scotia, once Sears has separated from Chase, because Chase has realized that they don't have much interest, or financial justification to keep that business anymore and have done it underpriced, which is probably the only reason why Scotiabank has accepted to take it over. Since then, they have probably decided to shut most of it down (because they don't have to keep it if they don't find it financially beneficial to them), except for a small number of customers who did use the card a lot and have been giving back enough to BNS in form of spending with their sponsors, or could not terminate the card, because of the deferred monthly payments, like in my case. So, they are probably going to get out of the Sears/Chase MC business completely as soon as they can and will in the process probably try to attract the premium customers to switch to the other Scotia cards, while just getting rid of those that are not of much value to them. Therefore, there is nothing wrong with you specially, they just don't have interest in keeping you as a customer, so as said before, you will just waste your time, because most of the CSRs you would talk to, would have no clue of the real reason and the ones above them that know, they will never tell you the actual reason, if my guess is correct.

date: 25-Aug-2021 22:00next


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